It's not the number of cards holding you back. It's keeping track.

Cardendar keeps issuer rules, due dates, bonuses, credits, certificates and statuses for your whole wallet. And at the register, when an Amex is declined, you see the best Visa or Mastercard you already carry.

Create my account

I already have an account

Free up to 5 owned cards, with nothing locked. Beyond that, CA$6.99 a month.

Rates and categories re-checked with the issuerPoint value: yours, and you can change it

Best card

My everyday Amex6.25¢/$ CAD

American Express · Transferable points

Points

5X × 1.25¢/pt = 6.25¢/$ CAD

Groceries and supermarkets

Still under the category cap

Also a good choice

My travel Amex3.60¢/$ CAD

American Express · Airline points

Points

2X × 1.80¢/pt = 3.60¢/$ CAD

If Amex is declined · accepted everywhere

My cash back Mastercard2.00¢/$ CAD

Mastercard · Cash back

2% cash back = 2.00¢/$ CAD

Quarterly cap reached: you now earn the base rate

Sample display. Amounts depend on your cards and your point value.

Your data

Your data comes from you, not from your bank.

Cardendar connects to no financial institution and pulls nothing from one.

You enter what you want to track yourself: never a full card number, never a banking password.

You pick your cards from the catalogue — and you can delete everything in one move.

I built Cardendar for myself. I hold more than twenty cards and I could no longer keep track of what each one owed me.
Benoit De Grandpré, founder

The full life cycle

A card gets chosen, then worked, then judged.

Cardendar follows you through all three — not just the payment reminder.

Before

Will I be approved?

What the issuer actually requires: time since your last bonus, cards already held, limits per issuer
The rules gathered in one place, with their source

During

Nothing gets lost

Statement and payment due dates
Welcome bonus: threshold, deadline, spend still to go
Annual credits and what's left before they reset
Free-night and companion certificates
Hotel status, airport lounge access, car rental status
What your bank is about to report about your balance, and how to lower it before it does

At renewal

Is it worth the fee?

What it returned this year, against the fee
What you actually pocketed
Keep it, switch it or close it — the decision stays yours

So which one next?

Your next card, ranked.

Cardendar ranks by what you already hold, each issuer's rules and what your wallet doesn't cover — not by a return nobody can promise you.

1Travel card with an annual feeNo travel card with an annual fee in your walletEligible
2No-fee cash back cardRounds out your everyday categoriesNo waiting period
3Hotel cardAnnual free night and ongoing statusBonus already taken — revisit in 4 months

Sample display.

Nothing to configure: you pick your cards from the catalogue, the rest is already there.

The catalogue

The Canadian catalogue, checked card by card, and dated.

Personal and business rewards cards: rates, categories, caps, credits, certificates and statuses. Every line is re-read with the issuer and carries the date it was last verified. If a card is missing, tell us.

Travel card with an annual fee — sample entry

Annual fee: $150
Groceries: 3 pts/$
Category cap: $2,500 per quarter
Annual travel credit: $100
Free-night certificate: 1 per year
Foreign transaction fee: 2.5%

Verified on August 4, 2026source

Sample entry. No real card is named here.

Pricing

Free for up to 5 owned cards. Beyond that, CA$6.99 a month, unlimited cards.

Prices in Canadian dollars.

Free

forever

All of Cardendar, up to 5 owned cards.

Beyond 5 owned cards

Pro

CA$6.99 / month

or CA$69.99 per year

Unlimited cards, personal and business. You stop counting your cards.

No feature is reserved for Pro. The only difference between the two plans is the number of cards. You only pay if your wallet goes beyond five owned cards.

Create your account. It's free.

Free for up to 5 owned cards. You pick your cards from the catalogue: nothing to type in — no rates, no categories, no caps.

Create my account

Already have an account? Sign in

It's not the number of cards holding you back. It's keeping track.

Create my account

I already have an account

Free up to 5 owned cards, with nothing locked. Beyond that, CA$6.99 a month.

Rates and categories re-checked with the issuerPoint value: yours, and you can change it

Best card

My everyday Amex6.25¢/$ CAD

American Express · Transferable points

Points

5X × 1.25¢/pt = 6.25¢/$ CAD

Groceries and supermarkets

Still under the category cap

Also a good choice

My travel Amex3.60¢/$ CAD

American Express · Airline points

Points

2X × 1.80¢/pt = 3.60¢/$ CAD

If Amex is declined · accepted everywhere

My cash back Mastercard2.00¢/$ CAD

Mastercard · Cash back

2% cash back = 2.00¢/$ CAD

Quarterly cap reached: you now earn the base rate

Sample display. Amounts depend on your cards and your point value.

Your data

Your data comes from you, not from your bank.

Cardendar connects to no financial institution and pulls nothing from one.

You enter what you want to track yourself: never a full card number, never a banking password.

You pick your cards from the catalogue — and you can delete everything in one move.

I built Cardendar for myself. I hold more than twenty cards and I could no longer keep track of what each one owed me.
Benoit De Grandpré, founder

The full life cycle

A card gets chosen, then worked, then judged.

Cardendar follows you through all three — not just the payment reminder.

Before

Will I be approved?

What the issuer actually requires: time since your last bonus, cards already held, limits per issuer
The rules gathered in one place, with their source

During

Nothing gets lost

Statement and payment due dates
Welcome bonus: threshold, deadline, spend still to go
Annual credits and what's left before they reset
Free-night and companion certificates
Hotel status, airport lounge access, car rental status
What your bank is about to report about your balance, and how to lower it before it does

At renewal

Is it worth the fee?

What it returned this year, against the fee
What you actually pocketed
Keep it, switch it or close it — the decision stays yours

So which one next?

Your next card, ranked.

Cardendar ranks by what you already hold, each issuer's rules and what your wallet doesn't cover — not by a return nobody can promise you.

1Travel card with an annual feeNo travel card with an annual fee in your walletEligible
2No-fee cash back cardRounds out your everyday categoriesNo waiting period
3Hotel cardAnnual free night and ongoing statusBonus already taken — revisit in 4 months

Sample display.

Nothing to configure: you pick your cards from the catalogue, the rest is already there.

The catalogue

The Canadian catalogue, checked card by card, and dated.

Travel card with an annual fee — sample entry

Annual fee: $150
Groceries: 3 pts/$
Category cap: $2,500 per quarter
Annual travel credit: $100
Free-night certificate: 1 per year
Foreign transaction fee: 2.5%

Verified on August 4, 2026source

Sample entry. No real card is named here.

Pricing

Free for up to 5 owned cards. Beyond that, CA$6.99 a month, unlimited cards.

Prices in Canadian dollars.

Free

forever

All of Cardendar, up to 5 owned cards.

Beyond 5 owned cards

Pro

CA$6.99 / month

or CA$69.99 per year

Unlimited cards, personal and business. You stop counting your cards.

No feature is reserved for Pro. The only difference between the two plans is the number of cards. You only pay if your wallet goes beyond five owned cards.

Create your account. It's free.

Free for up to 5 owned cards. You pick your cards from the catalogue: nothing to type in — no rates, no categories, no caps.

Create my account

Already have an account? Sign in

It's not the number of cards holding you back. It's keeping track.

Best card

Also a good choice

If Amex is declined · accepted everywhere

Your data comes from you, not from your bank.

A card gets chosen, then worked, then judged.

Will I be approved?

Nothing gets lost

Is it worth the fee?

Your next card, ranked.

The Canadian catalogue, checked card by card, and dated.

Travel card with an annual fee — sample entry

Free for up to 5 owned cards. Beyond that, CA$6.99 a month, unlimited cards.

Free

Pro

Create your account. It's free.

Due dates

It's not the number of cards holding you back. It's keeping track.

Best card

Also a good choice

If Amex is declined · accepted everywhere

Your data comes from you, not from your bank.

A card gets chosen, then worked, then judged.

Will I be approved?

Nothing gets lost

Is it worth the fee?

Your next card, ranked.

The Canadian catalogue, checked card by card, and dated.

Travel card with an annual fee — sample entry

Free for up to 5 owned cards. Beyond that, CA$6.99 a month, unlimited cards.

Free

Pro

Create your account. It's free.